Website User Agreement & Expression of Interest Terms

Last Updated: August 2026

1. NATURE OF THE WEBSITE & NON-OFFER STATUS

1.1 Informational and Pre-Marketing Only: www.tip-fi.com (the "Website") is an information-gathering and interest-survey platform operated to assess market interest in potential future investment opportunities.

1.2 No Offer or Solicitation: Content on this Website does NOT constitute a financial promotion, an offer to sell, a solicitation of an offer to buy, or a recommendation to subscribe for securities, shares, or any financial instruments.

1.3 Incomplete Information: Information presented on this Website is preliminary, indicative, incomplete, and subject to material change. It must not be relied upon for making any investment decisions.

1.4 No Handling of Funds: This Website does NOT handle, receive, process, hold, or accept any user funds, client money, or investments.

2. NON-BINDING EXPRESSION OF INTEREST (EOI)

2.1 Survey Response Only: By registering, signing up, or indicating an intended investment amount on this Website, you are submitting a non-binding expression of interest ("EOI").

2.2 No Obligation: The submission of an EOI creates no legal obligation, contract, or commitment for you to invest, nor does it create any obligation for the platform or campaign originators to offer shares to you.

2.3 No Priority Guarantee: Submitting an EOI does not guarantee access, allocation, or priority in any future investment round.

3. FCA REGULATORY STATUS & FUTURE TRANSACTIONS

3.1 Non-Regulated Activity at Present Stage: The activities conducted on www.tip-fi.com are limited to preliminary market research and do not constitute regulated activities under the UK Financial Services and Markets Act 2000 (FSMA).

3.2 Future FCA Compliant Process: If and when a project successfully completes all necessary FCA regulatory compliance, due diligence, and financial promotion approvals:

Registered users who submitted an EOI will be notified via email.
Users will be redirected to an appropriately authorised FCA-regulated platform (or a platform operating via an FCA-authorised principal/appointed representative framework) to complete formal investor classification, appropriateness testing, risk warnings, and binding subscription.

3.3 No Investment on This Website: No binding investment can or will ever be completed on www.tip-fi.com.

4. RISK WARNING & INVESTOR ACKNOWLEDGEMENT

4.1 High Risk Warning: Equity investments in early-stage startups and unlisted SMEs involve significant risks, including loss of capital, illiquidity, lack of dividends, and dilution.

4.2 User Responsibility: You acknowledge that you are accessing this Website voluntarily to express interest and that you must conduct your own independent assessment and seek professional financial advice before entering into any future investment on an FCA-regulated platform.

5. PRIVACY & DATA PROTECTION

5.1 Data Collection Purpose: Personal details collected (such as name, email, and expression of interest values) are strictly used to evaluate project viability and notify you if the campaign proceeds onto an FCA-compliant platform.

5.2 Compliance: All personal data is handled in accordance with the UK GDPR and the Data Protection Act 2018.

6. GOVERNING LAW

This User Agreement shall be governed by and construed in accordance with the laws of England and Wales.

Website User Agreement & Expression of Interest Terms

1. NATURE OF THE WEBSITE & NON-OFFER STATUS

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2. NON-BINDING EXPRESSION OF INTEREST (EOI)

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